Insurance Coverage

CareWear Wearable Light products are HSA & FSA approved and are also available
through workers’ compensation programs in professional sports.

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Thousands of professional and amateur athletes are injured during sports participation– with sprains, strains, tendinopathies and contusions being the most common – and need effective treatment for pain associated with these injuries.

Over the past decade there has been a dramatic increase in the use of opioids to treat musculoskeletal pain, despite a lack of evidence to support this practice.

Current practice guidelines caution against the use of early opioid treatment due to longer disability, higher medical costs, greater risk of surgery and long-term opioid use. Non Steroidal Anti-inflammatories known as NSAIDS also pose serious digestive and cardiac problems associated with long term use for pain management.

Carewear provides effective treatment for pain and recovery from injury which is safe, easy-to-use, and supported by published research.

Photobiomodulation (PBM), formally known as low-level laser/light, has been shown to reduce pain, inflammation and edema, and promote healing in a range of musculoskeletal pathologies.

PBM is recommended by evidence-based clinical guidelines in neck, low back and carpal tunnel as well as numerous systematic reviews on acute, chronic, musculoskeletal, and neuropathic pain; tendinopathies, plantar fasciitis, fibromyalgia, and TMJ. Research also supports applications in ankle sprain as well as tissue and muscle recovery


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To begin addressing this need, workers’ compensation programs in professional sports have approved CareWear Wearable Light products to treat athlete injuries in Professional Football, Baseball, Soccer, and Hockey.  Athletes and consumers can also purchase CareWear products directly on our website using their Mastercard® or Visa® payment cards provided by their HSA/FSA health plans. 

Please contact us for additional updates and prescribing information, as the number of workers’ compensation providers offering CareWear Wearable Light products continues to grow. We can also help you answer  any questions you may have on your Health Savings or Flexible Savings Accounts.